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SWP Calculator
Calculate your final amount with Systematic Withdrawal Plans (SWP)
Maturity Value
₹0
About SWP Calculator
A Systematic Withdrawal Plan (SWP) allows you to withdraw a fixed amount regularly from your mutual fund investment. This calculator helps you understand how your corpus will deplete over time with regular withdrawals.
How SWP Works
- Regular Withdrawals: You withdraw a fixed amount every month
- Passive Income: Generate regular income from your investments
- Corpus Management: Balance between withdrawals and growth
- Tax Efficiency: Only capital gains are taxed, not the principal
Benefits of SWP
- Regular income stream during retirement
- Flexible withdrawal amounts
- Tax-efficient compared to fixed deposits
- Potential for corpus growth if returns exceed withdrawals
Key Factors
Total Investment: The corpus you start with
Monthly Withdrawal: The fixed amount you withdraw every month
Expected Return: The annualized return you expect (typically 8-12% for balanced funds)
Time Period: The duration for which you plan to withdraw