Mutual Fund Returns Calculator
Estimate SIP and lumpsum mutual fund returns with a Groww-style calculator experience.
Assumes contributions are made at the beginning of each month and the selected annual return compounds at its equivalent monthly rate.
About Mutual Fund Returns Calculator
The Mutual Fund Returns Calculator helps you estimate how your investments may grow over time through SIP or lumpsum investing. It is useful for goal planning, comparing investment styles, and understanding the power of compounding in mutual funds.
How It Works
- SIP: Invest a fixed amount every month and build wealth gradually
- Lumpsum: Invest one amount at the start and let it compound over time
- Expected return: The annual growth rate you assume for your mutual fund investment
- Time period: The duration for which your money stays invested
Formula
Lumpsum: A = P × (1 + r)t
Where:
P = Investment amount
r = Periodic rate of return
n = Total number of monthly investments
t = Time period in years
Example
SIP example: If you invest ₹5,000 every month for 10 years at an expected return of 12% per year, your total investment becomes ₹6,00,000 and the estimated maturity value is much higher because your returns keep compounding over time.
Why Investors Use It
Mutual fund calculators are helpful for retirement planning, child education goals, wealth creation, and comparing SIP vs lumpsum strategies before starting an investment.